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If you’re suffering financial hardship, struggling to get on top of your debt and wanting to stop the harassing phone calls from creditors, an informal debt arrangement might be for you.
Being in debt is hugely stressful. When your debt only seems to increase, living life can become exhausting and frustrating. It can disrupt your sleep, your relationships are affected and even everyday tasks, like buying groceries, can seem overwhelming. The impact of the stress can lead to physical health problems, including decreasing our capacity to fight off illnesses – which is the opposite of what we all need right now.
To keep yourself from drowning, you could take out more loans or use multiple credit cards, but the harder you try to get out of de
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